Commissioners:

Peter Vicary-Smith, Chief Executive of Which? Rt Hon David Davis MP (Chair) Dr Vince Cable MP Rt Hon John McFall MP Philip Augar, writer on the financial services industry Clare Spottiswoode, Chair of Gas Strategies Limited
David Pitt-Watson, Chair of Hermes Focus Asset Management Roger Bootle, City of London economist

The Second Session heard from witnesses representing the Bank of England, consumer groups, banks and academia.

Mervyn King,Governor of the Bank of England
Patrick Barwise, Chairman of Which? Council
Jayne-Anne Gadhia, Executive Chairman of Virgin Money Sir Brian Pitman, Chairman of Virgin Money
Neville Richardson, Chief Executive of The Co-operative Financial services
Chris Rhodes, Product and Marketing Director, Nationwide
John Kay, Economist
Dr Jon Danielsson, Department of Finance, LSE
Julian Franks, London Business School

Links to other hearings

Session 1

Session 2

Session 3

Session 4